Isaac Toussie

During volatile economic times, companies with strong financials and a history of success are those that should be invested in. One such company is Japan Tobacco. Founded in 1985, Japan Tobacco is one of the largest tobacco companies in the world. Isaac Toussie, an accomplished tobacco industry investor, points to the company’s high dividend policy and low debt levels as strong benchmarks for the company’s ongoing success.

A vital statistic in analyzing whether a company is a satisfactory investment is whether the company has a stable dividend. Dividends are direct cash flows to investors that the company pays out on a semiannual basis. Usually, companies that are well-established and earn profits issue dividends, since those are the only companies that can afford to pay stockholders a portion of the earnings that they receive. Japan Tobacco has a dividend policy that generally ranges between 6-7% annually, a high dividend percentage. (Yahoo Finance). With such a high percentage given each year, investors are able to compound their investment or withdraw funds. A high dividend yield offers investors safety.

Another financial statistic that carries weight when deciding whether to invest in a company is the amount of debt a company has in relation to its equity and assets. Japan Tobacco has a very high amount of income, with an EBITDA of 738.11 billion as of 06/30/2022. (Yahoo Finance). A high EBITDA shows that the company at hand has the ability to pay debt using their earnings. Japan Tobacco’s high earnings allow it to pay back debt quickly. Furthermore, Japan Tobacco is managed effectively, which is clear from their solid return on assets ratio of 5.6%. Toussie points to the combination of effective management of assets with a strong EBITDA as indicators that Japan Tobacco is a strong investment.

Overall, Japan Tobacco has strong financial numbers that indicates a successful company that will maintain future success.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Ensuring both the sustainability of our world and providing affordable energy to maintain healthy societies has become an extremely difficult endeavor. Fossil fuels have aided in revolutionizing the world we live in today for the better. Without fossil fuels, nearly every society present on the planet today would not be able to function at the same sustainable level that it currently enjoys. However, emissions from numerous energy sources, especially coal, has contributed heavily to the decay of the world’s ecosystems and habitats. Isaac Toussie, an oil investment specialist and deal structurer, has stated this is one of the most significant challenges that the oil industry is currently facing. Recognizing the need to navigate on the edge of finely edged line, BP has begun to invest in alternative forms of energy to supplement its production of fossil fuels.

A Reuters’s article titled “Special Report: BP Gambles Big on Fast Transition from Oil to Renewables” highlighted BP’s recent decisions to expand their investments into solar powered energy, a cleaner alternative to fossil fuels. Although solar power currently doesn’t offer the same levels of power that fossil fuels do, BP investment in the growth of these business and technologies shows that they are willing to adapt to the trend of establishing cleaner energy. BP is currently losing millions a year on the investments, but expects to begin profiting from them sometime in the next decade. (Special Report: BP Gambles Big on Fast Transition from Oil to Renewables”).

In addition to the current holdings BP has made in the renewable energy sector, BP expects to continue making heftier investments in renewables. (Id.). The current loses sustained in renewables was predictable, given the youth of the industry and the capital requirements necessary to grow a new industry to a profitable scale. Toussie commented on the investments, stating that they are further evidence that BP is able to diversify its investments in various forms of energy, while maintaining its profit margins through its established fossil fuel business. He emphasized that abandoning its oil business is both economically unsustainable and unrealistic. However, he explained that integrating renewable energy into already existing oil companies is a step that BP has wisely taken.

 This article is presented for informational purposes only and should not be relied upon as financial or other advice.   

When making the decision to invest in any company, investors generally look to the industry in which the company is situated to ascertain crucial facts about the company’s trajectory. The tobacco industry generally is one that is extremely conducive to growth, especially among stocks with high growth opportunities. Despite common opinion, tobacco companies themselves continue to be some of the largest and most successful companies in the world. One reason for that is that the tobacco industry is one that has high entry barriers for new companies.

To say that an industry has high entry barriers indicates that it is difficult for new companies to enter into the industry; there are multiple hurdles for new companies that most cannot overcome. Isaac Toussie, a known consultant and business advisor in the field, stated that in the tobacco industry many hurdles exist for companies that are looking to enter the space. Firstly, the tobacco industry hinges on brand recognition. The large cigarette companies, like Altria and British American Tobacco, have been promoting their brands for decades until recent legislation. However, new companies that want to enter the market now will be subject to current legislation that bans cigarette advertising in nearly all forms. The lack of ability of potential competitors to promote their brands would hinder new competitors from growing or even entering the tobacco industry in the first place.

Another barrier to entry stopping new companies from entering the tobacco industry is the fact that there are high startup costs associated with manufacturing cigarettes. Quotas set on farmers growing tobacco coupled with high scaling costs of marketing cigarettes nationwide both limit the number of companies that can afford to make it into the market. Packaging and branding costs are also high for cigarette companies operating on a small scale. These high costs make it harder for small companies to grow to a size that can compete with larger tobacco companies like British American Tobacco.

The high barriers to entry make the larger, more established companies all the more attractable as investments. It ensures that they will remain profitable and maintain their share of the industry. Furthermore, they have a constant client base due to the nature of their product. The fact that cigarettes are addictive means that clients will continue purchasing them. Toussie stated that this is also a great hedge against inflation and rising costs do not harm the industry as badly as others. A consistent customer base along with high entry barriers are both strong reasons to consider an investment in established tobacco companies.

Moreover, Isaac Toussie points out several of the tobacco companies have low Schiller PE ratios, low price to free cashflow ratios, high interest coverage ratios, low debt to equity ratios and low price to book value ratios. This combined with their less hazardous next generations products creates a clear pathway for sustained growth for some of these companies. Toussie stated that both Imperial Brands British American Tobacco and Japan Tobacco are good companies to consider.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Isaac Toussie’s philanthropic work has reached a multitude of organizations throughout the country. He has contributed to hospitals, schools and public health organizations. Yet, Toussie’s commitment to supporting orthopedic programs throughout the country is both unique and important. Orthopedic health programs serve a vital function in facilitating proper recoveries for individuals with bone or joint injuries. These programs are necessary, but frequently are underfunded.

Trying to make a change, Toussie started his commitment to changing the landscape for orthopedic funding by making a substantial contribution to the Broward Health’s Orthopedic and Sports Medicine Center. Broward Health generally is a hospital system located in Broward County, Florida. In 2020, Broward Health had over 1,500 bed and 240,000 emergency visits. The facility is constantly growing in both size and scope. Their flagship hospital, Broward Health Medical Center in Fort Lauderdale, is a Level I trauma center and offers services ranging from cardiac care to surgical weight loss. Broward’s other hospitals offer similar services to various locations throughout the county. Toussie’s donation to the Orthopedic and Sports Medicine Center will help the hospital system treat various individuals that have suffered from sports related injuries. Any individual can suffer from a sport induced injury, many of whom would not have an easy medium for treatment without Broward’s center.

Toussie’s commitment to the field of orthopedics also led to his donations to the Hospital for Special Surgery (HSS). As its name indicated, HSS is a specialized hospital that treats patients with mobility issues. HSS is one of, if not the most, prestigious hospital in its field, ranking first in Orthopedics by U.S. News & World Report over the past 12 years. HSS has an unmatched level of expertise. “Founded in 1863, Hospital for Special Surgery is the oldest orthopedic hospital in the United States. More than 32,000 surgical procedures are performed annually. HSS performs more hip surgeries and more knee replacements than any other hospital in the US,” as stated on HSS’s website.

Orthopedics is not the only specialty medical field that Toussie has contributed to; he has made a point to support to a vast majority of specialty organizations. Toussie has made donations to the JDRF, a world-class organization that funds research projects for type 1 diabetes. The organizations mission is to eliminate type 1 diabetes through increased technological and scientific advancements. Additionally, Toussie has donated to the Epilepsy Foundation. The foundation looks to help those with epilepsy better live with their disorder. That usually comes in the form of helping individuals find effective treatment and manage the symptoms of the disorder. The foundation also provides local communities with educational programs to teach them about the disorder.

Isaac Toussie’s lifelong commitment to philanthropy has benefited a multitude of organizations, individuals and medical platforms. Toussie’s specific commitment to orthopedic programs has been expansive, yet not exclusive. It has aided multiple organizations across the east coast and has enabled much growth within their specialty fields.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

The need for special education has increased exponentially, yet many children still struggle to find the help that they need. Children with special education needs exist on a spectrum; some require additional help within a standard educational setting, while others require special schooling in more individualized institutions. Isaac Toussie saw how the special education systems available to many special needs students were lacking and wanted to get involved. “Though I am fortunate that my own children have been blessed with the ability to reach honor roll achievement, I recognize that other children may need certain resources to better position them for success,” he stated. These children are often forced to rely on state funded programs that don’t fully encompass their needs. Others are not even aware of state programs that could help their children. Toussie recognized the severity of the problem and set out to elevate local institutions through targeted donations.

Toussie generously contributed to The Friendship Circle, an organization that assists over 3,000 individuals with special needs through recreational, social, educational and vocational programming, per their Mission Statement. Some of their programs include Soul Trips, Fall Basketball Clinic and Life Skills. The organization fosters friendship and joy for those with special needs who might not be able to do so through schooling.

A similar organization that Toussie contributed to is Otsar Family Services. Located in Gravesend, Brooklyn, Otsar helps individuals of all ages with special needs. Otsar utilizes cutting edge technology within advanced learning programs to help individuals effectively function within the world at large. Contributions like those from Toussie put the organization on their feet. In a letter to Toussie, a representative of the organization wrote that “It is concerned individuals like you that have made Otsar what it is today.”

Some families require more personalized aid through at-home workers and particular medical plans. Because of this, Toussie was driven to contribute to an organization named Hand in Hand Family Services. A not-for-profit human services agency, Hand in Hand Family Services seeks to help families receive the necessary care for individuals with developmental disorders. With the help of the agency, families are able to attain services to help their children grow.

Toussie’s most recent contribution has been to the Special Children’s Fund. His donation was directed to the education of a disabled child who is a member of a single parent household. Toussie’s benevolence was spurred by witnessing the struggles of the families that the fund supported. The fund generally targets families that cannot afford the necessary care associated with raising a disabled child.

Toussie’s contributions to special education providers, funds and services have helped an uncountable number of individuals that struggle daily with the financial challenges of disabilities. Donations like these originate much needed happiness and life for those that might not attain it otherwise.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

The need for special education has increased exponentially, yet many children still struggle to find the help that they need. Children with special education needs exist on a spectrum; some require additional help within a standard educational setting, while others require special schooling in more individualized institutions. Isaac Toussie saw how the special education systems available to many special needs students were lacking and wanted to get involved. “Though I am fortunate that my own children have been blessed with the ability to reach honor roll achievement, I recognize that other children may need certain resources to better position them for success,” he stated. These children are often forced to rely on state funded programs that don’t fully encompass their needs. Others are not even aware of state programs that could help their children. Toussie recognized the severity of the problem and set out to elevate local institutions through targeted donations.

Toussie generously contributed to The Friendship Circle, an organization that assists over 3,000 individuals with special needs through recreational, social, educational and vocational programming, per their Mission Statement. Some of their programs include Soul Trips, Fall Basketball Clinic and Life Skills. The organization fosters friendship and joy for those with special needs who might not be able to do so through schooling.

A similar organization that Toussie contributed to is Otsar Family Services. Located in Gravesend, Brooklyn, Otsar helps individuals of all ages with special needs. Otsar utilizes cutting edge technology within advanced learning programs to help individuals effectively function within the world at large. Contributions like those from Toussie put the organization on their feet. In a letter to Toussie, a representative of the organization wrote that “It is concerned individuals like you that have made Otsar what it is today.”

Some families require more personalized aid through at-home workers and particular medical plans. Because of this, Toussie was driven to contribute to an organization named Hand in Hand Family Services. A not-for-profit human services agency, Hand in Hand Family Services seeks to help families receive the necessary care for individuals with developmental disorders. With the help of the agency, families are able to attain services to help their children grow.

Toussie’s most recent contribution has been to the Special Children’s Fund. His donation was directed to the education of a disabled child who is a member of a single parent household. Toussie’s benevolence was spurred by witnessing the struggles of the families that the fund supported. The fund generally targets families that cannot afford the necessary care associated with raising a disabled child.

Toussie’s contributions to special education providers, funds and servicers have helped an uncountable number of individuals that struggle daily with the financial challenges of disabilities. Donations like these originate much needed happiness and life for those that might not attain it otherwise.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

Community service organizations throughout New York City have helped community members gain access to necessary resources for years. In the wake of the COVID-19 virus, these organizations have proven to be all the more important. Rising unemployment and economic volatility has jeopardized the stability of many families. Individuals with underlying medical conditions have experienced additional risk and concern during this period as well; many fear returning to the workforce or even leaving their homes. Donations to grass-root organizations combatting these struggles is imperative to their operation, and people like Isaac Toussie recognize that.

Mr. Toussie, an NYU Stern MBA graduate, has been immersed over the past decade in various infrastructure projects as well as in corporate investments.  However, he prides his charitable works over his business and educational accomplishments.

His search for worthy causes led him to Sephardic Bikur Holim. SBH is an organization that was founded in 1974 with the mission of helping. To some, that help could come in the form of financial contributions, to others it might mean setting up an interview with a potential employer. SBH is built to tackle nearly any challenge, with skilled therapists, career developers, and volunteers. In 2020, SBH distributed over 56,000 meals to those in need, made over 9,000 wellness calls to seniors and had nearly 4,000 active volunteers. However, the program that drove Mr. Toussie to donate to this organization in particular is its career division, which helps individuals at every step of the job application process to obtain employment, livelihood and hence self-esteem. Mr. Toussie continues to be impressed with the work of the organization and is proud of his donations to them.

Furthering his mission of support, Mr. Toussie looked to donated to organizations that focused on opening doors for children from a young age. One of the leading local organizations in that field is Chai Lifeline. In the organization’s own words, the organization “is a leading international children’s health support network, providing social, emotional, and financial assistance to children with life-threatening and lifelong illnesses and their families through a variety of year-round programs and services.” Chai lifeline has helped thousands of children cope with some of the most severe illnesses, including cancer. Volunteers fuel the organization and facilitate the organization’s dozens of events and programs. Mr. Toussie has made multiple donations to the organization in light of the impressive work that they are doing for those in need.

Mr. Toussie’s drive to keep opportunities open for children lead to a donation to The Association of Hole in the Wall Gang Camps, Inc. HITWG Camps gives children suffering and recovering from severe illnesses the ability to attend specialized camps. Many children that suffer from a chronic illness often have stunted self-esteem and require emotional support. HITWG Camps looks to help those children develop and grow in light of the hardships that they have faced. They have helped thousands of children since their inception in 1988.

The wide range of charitable organizations that Isaac Toussie has supported and sweeping reach of the causes he has championed is strong testimony to his character.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

If there is one thing that the COVID-19 pandemic has taught this country, it’s that hospitals are both necessary and underfunded. Millions sought medical treatment and many were simply not able to attain the necessary service to sustain their health. Systemically, America struggles to find a solution to the overwhelming health care problem. However, some individuals have taken the initiative to push for change and growth in the medical industry using their own finances. One such individual is Isaac Toussie. Carrying on his father’s legacy, Toussie has made a plethora of donations to hospitals throughout New York City and America as a whole.

Toussie’s desire to support stems partly from his desire to innovate. Toussie’s work includes being on the cutting edge of oil exploration strategies with hyper green technologies and minimal impact platforms (MIPS) and it’s these same innovative juices that propel his cutting-edge philanthropic works. His passion spurred contributions to Mount Sinai Medical Center, continuing a family legacy started by his father, Robert. Isaac’s donations to Mount Sinai Medical Center allowed the hospital to continue diversification of research, clinical studies, and treatment. Much like in his professional career, Toussie’s donations helped pushed the boundaries of science and innovation. Among other things, Toussie’s donations helped fund the immunobiology practice at the hospital, a field that has grown in significance given the rise of particular viruses.

Founded in 1852, Mount Sinai has grown to accommodate over 1,100 beds. The hospital is a teaching facility that trains the next generation of doctors with over a century of accumulated expertise. The hospital specializes in 11 fields, each with specific subspecialties. Toussie has donated to multiple specialties, with an eye toward innovating medical technologies. Toussie believes that by funding research projects, he could help millions by aiding the development of new technology that could target diseases such as HIV and certain cancers. In the hands of Mount Sinai specialists with recognitions in multiple rankings by U.S. News & World Report 2021-2022, the aid has immeasurable potential.

Toussie’s contributions to the hospitals of New York City expands beyond a singular entity. Impressed by the way in which NewYork-Presbyterian treated a family member of his, Toussie investigated the doctors and programs that the hospital housed. He elected to make substantial donations to the hospital, knowing that it would be put to good use. In particular, Toussie lauded the patient care the hospital provided. “The doctors were able to speak to the patients in a kind and pleasing manner that supplemented the experienced medical care provided by the hospital.” Like Mount Sinai, NewYork- Presbyterian is one of New York’s foremost acclaimed hospitals. Affiliated with two of New York’s most prestigious universities, Columbia and Cornell, NewYork-Presbyterian has been providing care to the area for over 20 years. The size of the hospital, around 2,600 beds, does not prevent the staff from providing top of the line care; the hospital was ranked #1 for NYC metropolitan hospitals by U.S. News and World Reports. Seeing over 2 million visits annually, Toussie’s donations helped one of the country’s leading hospitals continue to provide world renowned care.

Toussie’s commitment to teaching hospitals and training that they provide to the next generation led to a subsequent donation to NYU Langone Medical Center. The hospital has a strong commitment to developing their medical school and in 2018, eliminated tuition requirements for incoming students to attract the country’s most qualified students. In a letter of gratitude to Toussie, a representative of the institution stated that “NYU Langone has embraced an ambitious new vision: to become a world-class; integrated academic medical center that always puts patients first.” The message resonated with Toussie; that is vision that he has embraced for much of his life.

Toussie’s commitment to hospitals is admirable and his contributions to those entities are far reaching. Those contributions have the potential to spur innovation and growth with endless potential to advance medicine.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.

New York City has various thriving Jewish communities. Born and raised in Brooklyn, Isaac Toussie has always contributed to organizations that strengthened the Jewish community that he remains a part of. Toussie values his Judaism and all that it has provided him. Specially, Toussie always related to the Jewish laws pertaining to business that the Talmud, a Jewish legal text, discussed and analyzed. “Judaism has strict and rigorous ethical codes that not only govern interpersonal affairs but business affairs as well I strive to adhere to such ethical norms on a day-to-day basis,” he stated.

Toussie supports various Jewish causes. Toussie has donated to the local Chabad House in Canarsie. Chabad is an organization that seeks to empower Jews worldwide by giving them the tools to learn about their heritage and traditions. The organization utilizes technology to accomplish their goal and thousands use the resources available on their website. There are hundreds of Chabad houses worldwide, each offering programs, educational classes, and after-school programs.

Toussie’s commitment to the Jewish community expands beyond the borders of New York City. Toussie also contributed to the Jewish Braille Institute International, an organization that renders Jewish interest materials accessible to visually impaired individuals. Given that many Jews rely on books and written materials to educate themselves religiously, the organization is of vital importance. The organization also provides resources for students within a school setting to supplement their classroom experience, such as braille texts. The organization services over 35,000 Jews of all ages and across the globe, providing them with the tools necessary to integrate into their community.

Toussie’s desire to aid the Jewish community also took on an international perspective as Toussie recognized the importance of supporting the Jewish state, Israel. Toussie has made donations to multiple Israeli institutions, including the Friends of the IDF. The FIDF’s mission is “To offer educational, cultural, recreational, and social services programs and facilities that provide hope, purpose, and life-changing support for the soldiers who protect Israel and Jews worldwide.” The donations are used to ensure that soldiers are able to transition to civilian life, attain any supplemental medical care and receive necessary financial relief.

Toussie’s commitment to helping people has never been limited to his religion- in fact he has helped American Veterans of all religions, which earned him a Certificate of Recognition from the Paralyzed Veterans of America. He has also contributed to the Patrolmen’s Benevolent Association to help fund the P.O. John Kelly Fund.
Toussie’s commitment to both Israel and promoting accessibility to education made Tel Aviv University another great charitable opportunity for him. One of Israel’s most innovative universities, Tel Aviv University enrolls over 30,000 students. The university is the first university in Israel to create a venture capital fund, laying the groundwork for future growth in Israel. 25% of entrepreneurs in Israel graduated from Tel Aviv University, a staggering statistic given the progressive nature of the country.

Toussie’s wide ranging charitable pursuits are a testimony to his ethical reach and constitution.

This article is presented for informational purposes only and should not be relied upon as financial or other advice.